TERMS OF SERVICE
Effective Date: 9/5/2025
Last Updated: 9/5/2025
Welcome to Dividend Consulting of Florida ("Company,", “I”, "we," "our," or "us"). By accessing or using our website and services, you agree to be bound by these Terms of Service ("Terms"). Please read them carefully.
If you do not agree with these Terms, you should not use our website or services.
1. Scope of Services
Dividend Consulting of Florida provides general information, resources, and specialized services related to dividend investing and income strategy information.
Our services are strictly limited to the information provided on this website.
We do not provide personalized financial, investment, tax, or legal advice. Users are responsible for evaluating the information and consulting with qualified professionals before making financial decisions.
2. No Investment Advice
The information provided on this website and through our services is for educational and informational purposes only.
Nothing on this website constitutes, or should be construed as, professional financial advice, investment advice, legal advice, or tax advice.
You acknowledge that any investment decisions you make are solely your responsibility.
For further details, please refer to our [Disclaimer Page], which forms an integral part of these Terms.
3. Payments and Non-Refundable Policy
All payments for informational products, or subscription services are final and non-refundable. By completing a purchase, you expressly agree that you will not be entitled to any refund, credit, or reversal of charges, regardless of your satisfaction with the service.
4. User Responsibilities
You agree to use the website and services only for lawful purposes.
You will not attempt to copy, resell, redistribute, or misuse the information provided.
You are solely responsible for ensuring that your use of the information complies with all applicable laws and regulations.
5. Intellectual Property
All content, materials, design, graphics, text, and other intellectual property displayed on the website are owned by [Your Company Name] or licensed to us. You are granted a limited, non-exclusive, non-transferable right to access and use the website for personal, non-commercial purposes.
6. Limitation of Liability
To the fullest extent permitted by law, Dividend Consulting of Florida and its officers, employees, or affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the website or reliance on the information provided.
We make no guarantees about the accuracy, completeness, or timeliness of the content.
7. Third-Party Links
The website may contain links to third-party websites. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of third parties.
8. Modification of Terms
We reserve the right to update, modify, or revise these Terms at any time without prior notice.
Continued use of our website after changes are posted constitutes your acceptance of the updated Terms.
9. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of laws principles.
Any disputes shall be resolved exclusively in the courts of Port St Lucie County, Florida.
10. Contact Us
If you have questions about these Terms, please contact us at:
Dividend Consulting of Florida
johndeisenberg@aol.com
226 SE Longview Drive
Port St Lucie, FL. 34984